A couple of months since my last post, but in my defence it’s been a very busy couple of months what with the new house.
I am still around, I will be posting again but currently playing catchup!
Life
Gruum Razor & Lotion
I’m a cross between Shrek and a Yeti – my facial hair grows quicker than Tim Allen’s in ‘The Santa Clause’ – I shave, turn around and it’s back! But that’s not my main problem, shaving irritates my skin, not just a little but a huge amount.
Dry or wet shaving, doesn’t matter, I’ve tried lots of razors and lots of lotions/gels/foams and the same thing happens, red blotchy skin and then it dries out and flakes like’s no-ones business.
I had an offer from 3 (the mobile network) from a free razor from Gruum, so I thought I’d give it a go.
Help To Buy ISA – Simple Guide
Help to Buy ISAs are a great way of saving money and getting a rather sizeable bonus on your savings (25%), most places offer them but the information about them isn’t always helpful and makes assumptions.
Here is our experience of Help To Buy ISAs.
Help To Buy – Wales
As you know we’ve been saving to buy a house, we’d saved 10% which was pretty good going but when speaking to the Mortgage advisor we found out that many banks actually require 15% deposit on a new build house and 25% deposit on a new build flat.
Some banks will offer 90% mortgages but the rates are higher or other offers (such as fixed term periods) are lower.
We opted to use Help To Buy Wales, here is our experience.
2017 – The Round Up
It’s January 2018 already, somehow that crept up when I wasn’t looking and here we are! So what did 2017 bring me? Am I rich? Did I become famous? Did I visit space? Did I discover a new element? Did I create a mechanical suit and fight evil?
Sadly none of these happened, I know that it’s confusing. It is one thing to question the official story, and another thing entirely to make wild accusations, or insinuate that I’m a superhero. The truth is, I am not Ironman.
