Gruum Razor & Lotion

Gruum Razor & Lotion
Gruum Razor & Lotion

I’m a cross between Shrek and a Yeti – my facial hair grows quicker than Tim Allen’s in ‘The Santa Clause’ – I shave, turn around and it’s back!  But that’s not my main problem, shaving irritates my skin, not just a little but a huge amount.

Dry or wet shaving, doesn’t matter, I’ve tried lots of razors and lots of lotions/gels/foams and the same thing happens, red blotchy skin and then it dries out and flakes like’s no-ones business.

I had an offer from 3 (the mobile network) from a free razor from Gruum, so I thought I’d give it a go.

Continue reading

Help To Buy ISA – Simple Guide

Help to Buy ISAs are a great way of saving money and getting a rather sizeable bonus on your savings (25%), most places offer them but the information about them isn’t always helpful and makes assumptions.

Here is our experience of Help To Buy ISAs.

Continue reading

Help To Buy – Wales

As you know we’ve been saving to buy a house, we’d saved 10% which was pretty good going but when speaking to the Mortgage advisor we found out that many banks actually require 15% deposit on a new build house and 25% deposit on a new build flat.

Some banks will offer 90% mortgages but the rates are higher or other offers (such as fixed term periods) are lower.

We opted to use Help To Buy Wales, here is our experience.

Continue reading

2017 – The Round Up

It’s January 2018 already, somehow that crept up when I wasn’t looking and here we are!  So what did 2017 bring me?  Am I rich? Did I become famous? Did I visit space? Did I discover a new element? Did I create a mechanical suit and fight evil?

Sadly none of these happened, I know that it’s confusing. It is one thing to question the official story, and another thing entirely to make wild accusations, or insinuate that I’m a superhero. The truth is, I am not Ironman.

Continue reading

Christmas starts in October now?

Odd question I know, but it’s something I’ve been thinking about recently.

Why have I been thinking about it?  Simple really, my Twitter feed, Facebook feed, Instagram feed and of course every shop under the sun seems to be celebrating Christmas now!

Continue reading