Help To Buy – Wales

As you know we’ve been saving to buy a house, we’d saved 10% which was pretty good going but when speaking to the Mortgage advisor we found out that many banks actually require 15% deposit on a new build house and 25% deposit on a new build flat.

Some banks will offer 90% mortgages but the rates are higher or other offers (such as fixed term periods) are lower.

We opted to use Help To Buy Wales, here is our experience.

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