Help To Buy – Wales

As you know we’ve been saving to buy a house, we’d saved 10% which was pretty good going but when speaking to the Mortgage advisor we found out that many banks actually require 15% deposit on a new build house and 25% deposit on a new build flat.

Some banks will offer 90% mortgages but the rates are higher or other offers (such as fixed term periods) are lower.

We opted to use Help To Buy Wales, here is our experience.

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First Time Buyers – House buying Experience

Last Update – 24th November 2017.

Here we are, finally at the stage of buying our first house! We’ve been saving for 18 months and waiting for the plot to be released.

Here is our experience of buying a house, this will be updated at various milestones, will include any issues, problems, fixes, headaches and other such stresses and hopefully pleasures from buying a house.

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